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Unknown quality of bank assets. The main assets for banks is debt while i.e. various consumer and business cheap loans. Debt is an honest asset in case the borrower can be a credit worthy entity is actually able to service your debt properly a.e. pay interest and principal go back over time. May be not an effective asset if ever the borrower is not credit significant. If the borrower defaults, the lender will lose some or all of your value with the asset. The particular subprime crisis, man