What Types of Car Accident Claims Are Available? You may be entitled to compensation if you have been involved in a car accident. Damages that are covered by insurance for car accidents depend on the type of insurance you have. Some policies cover underinsured motorists while others cover third-party accidents. To determine if you are eligible to claim, read more about each type. Car accident insurance If you're involved in a car crash you'll want to know what your vehicle insurance covers. Collision coverage will cover damages to your vehicl