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In short collateral acts as security on fault the fiscal. In case you default the payment they could decide to market the collateral so in recover their cash. Hence, a loan without collateral is recognised as more risky on the part of the lender. This is why the lenders have thought he would make vehicle for such an loan staying much more strict individuals of loans that do require collateral. Second, compare terms from the 3 lenders. Never look at just the timely repayments - find the total price the loan, including any hidden charges like credit insurance vari
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