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The 401(k), of course, isn't really a tax-deferred retirement account. These accounts are just available individuals with wages reported on the IRS. Instead, these are 401k Kid accounts, that is be savings accounts, custodial checking accounts, or even brokerage credit card debt. The purpose of this 401k Kid account isn't so much to fund future retirement, though for a noble goal. We've positioned it for our youngsters as a "car fund" or a "college fund" or a "down payment for first h
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