How the Rules of Insurance May Affect Your Car Accident Claim When it is time to file a car accident claim, the rules of insurance play an important part in the result. Some cases are easy, while others are more complicated. Your claim may also be affected by the rules of contributory negligence and fault. Knowing the rules and specifics of your state's insurance law will help you determine which party to blame. No-fault state When you've been in a serious car crash it's best to speak with a lawyer. Accident lawyers can help you determine if