How the Rules of Insurance May Affect Your Car Accident Claim The rules of insurance play a significant role in determining the outcome of a car crash case. Some cases are easy, while others are more complicated. The rules of negligence and fault may also affect your claim. You can determine who is at fault by understanding the insurance laws of your state. No-fault state If you've been involved in a serious accident, it's recommended to speak with a lawyer. An attorney who specializes in car accidents can assist you to determine if you're in