How to File a Car Accident Lawsuit A car accident, also referred to as a traffic collision occurs when one vehicle collides with another or with a stationary object, like an animal or a pedestrian. If you or someone else is the one to blame you can sue. The damages could include medical expenses as well as lost wages and even property damage. If you've been injured in a car crash, contact your insurer for more details. Uninsured motorist coverage You should be aware of your rights under your insurance policy if you are involved in a car accid