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Human error or corruption is always a possibility, of course, so none of these precautions is infallible. Some of these, of course, result in more damage than others. Originally intended to watch for fraud and for customers with histories of filing many claims, CLUE is now being used against ordinary consumers as minor claims of water damage sometimes result in dropped policies. You can get a free copy of your own CLUE report from ChoiceTrust. CLUE stands for Comprehensive Loss Underwriting Exch