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An SEP plan is mainly particular person IRAs arrange for your whole workers that aren't subject to the $2,000 per yr IRA restrict. They are easy to arrange and administer, and you have no authorities filings to take care of because the staff are responsible for their own accounts. For 2006, the IRS limits the whole annual contributions (each your contributions and the amount your employer matches) to a hundred percent of your wage or $44,000, whichever is much less. In that case, you must probably be just a little more aggressive together with your contribution
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