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Set up a bank account for emergency funds, and do not use it for any daily expenses. An emergency fund should only be used for any unexpected expense that is out of the ordinary. Keeping your emergency fund separate from your regular account will give you the peace of mind that you will have money to use when you most need it. When you are putting together a family budget, make sure to get all in the family involved including your children. Since money is spent on each family member, having your family's input on how much they spend and how much to save, a compro
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