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https://www.americascu.org/loc....ations/mortgage-loan
In Dallas, the mortgage market is diverse, offering a range of loan types to suit different needs. Whether you're a first-time buyer or looking to refinance, understanding the basics of each loan type is essential. Fixed-rate mortgages provide stability with consistent monthly payments, ideal for those planning to settle long-term. Alternatively, adjustable-rate mortgages (ARMs) start with lower rates but can fluctuate over time. Each option has its pros and cons, and knowing them can help you decide which fits your financ

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