Liability insurance is the most basic form of auto insurance and is often required by law in many states. It primarily covers damages or injuries that you cause to others in an accident where you are found to be at fault. Here’s a closer look at the two main components of liability insurance.
1. Bodily Injury Liability: This portion of liability insurance covers medical expenses, lost wages, and even legal fees if you injure someone else in an accident. It protects your assets in cases where the injured party sues you for compensation.
2. Property Damage Liability: This aspect covers damage to someone else’s property, such as their vehicle, a fence, or even a building. If you’re at fault in an accident that causes damage, property damage liability would step in to cover repair or replacement costs.
https://www.cartorbo.com/cure-....auto-insurance-phone
