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Rather than have a personal bankruptcy on credit rating report, explore other methods of getting out of debt. If you own your own home and have equity, think about a debt debt consolidation loan with the home as secured personal. Now you should only do this if have got are secure in your employment. You do not want to put your home in peril. By using your home to secure a consolidation loan, you may be able to deduct the interest payments with regards to your income taxation's. Every time a US company goes

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