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Retirement accounts are tax deferred. Taxable bonds usually pay higher rates than tax free bonds. To ensure that makes sense to buy taxable bonds in retirement accounts. We cannot expect to inherit retirement savings from our parents; increasingly we perhaps has to help our parents in their retirement set about are living longer and long term health care costs are rising drastically. To make matters worse, most US Corporationsare slashing their pension plans, forcing US citizens to be entirely independent in saving fo
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