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Hi Rae, I've had a shopify account for four years and I've been using Moneris as my payment gateway for my shop in Canada. I want to switch to shopify payments because I'm tired of paying two fees every time I process a credit card. You may also wish to use a third-party payment gateway on your site instead. If you'd like to investigate this option further, I recommend using this link to find the country where your business is based, and the available payment gateway options will be displayed. Are you thinking of using Shopify Payments to sell these products?