Truck Accident Lawsuit You may bring a lawsuit if were injured in a car accident. However, a settlement is often an option in lieu of a lawsuit. Large trucking companies, for example usually prefer not to go to trial to avoid the public attention and risk of admitting guilt. Settlements also help protect the reputation of the defendant as well as their insurance coverage. Requiring compensation It is crucial to safeguard your legal rights to claim compensation if you suffer injuries in a car accident. The effects of a truck accident can be lo