How to File a Car Accident Lawsuit A car accident is also known as the term "traffic collision" is when one vehicle collides with or hits another vehicle. If you or someone else is at fault you can make a claim in a lawsuit. Your damages may include medical expenses as well as lost wages and even property damage. If you have been injured in a car crash get in touch with your insurance provider for more details. Uninsured motorist coverage If you're involved injured in a crash caused by an uninsured driver, you should know what your rights are