How to File a Car Accident Claim A car accident can be stressful. Whether it was your fault or not, there are some important steps to follow if would like to make an insurance claim. One of the first things you must do is call the police to report the incident. A police report will help your insurance company determine who was at fault. 1. Contact the Police If you're involved in a car crash It is essential to contact the police as soon as possible. This will assist you in obtaining vital information, including witnesses' statements and insur