How the Rules of Insurance May Affect Your Car Accident Claim When it is time to file an accident claim the rules of insurance play a significant part in the result. Some cases are simple, while others are more complicated. The rules of negligence and fault could also affect your claim. Knowing the rules and the specifics of your state's insurance law can help you determine who to blame. No-fault state It is a good idea to get a lawyer's help if you are involved in an accident. Attorneys who specialize in car accidents can help you determine