How the Rules of Insurance May Affect Your Car Accident Claim The rules of insurance play a significant influence on the outcome of a car accident case. Certain cases are straightforward, while others are more complicated. The rules regarding fault and contributory negligence may also affect your claim. You can determine who is responsible by analyzing the laws governing insurance in your state. State without fault It is a good idea to get a lawyer's help if you are involved in an accident. An attorney that specializes in car accidents can he