How to Make Car Accident Compensation Claims When submitting car accident compensation claims there are some factors to be considered. These include the suffering and pain as well as economic losses and loss of quality life. You have three years from the date of the accident to file a claim if you suffer a serious injury. Pain and suffering Non-economic damages include suffering and pain. This kind of injury has no predetermined dollar amount, so it can be calculated differently based on the severity of injuries as well as the amount of time