How the Rules of Insurance May Affect Your Car Accident Claim When it comes to filing a car accident claim the rules of insurance play a major role in the final result. While some cases are straightforward while others are more complicated. Your claim could also be affected by the rules of contributory negligence and fault. Knowing the rules and the specifics of your state's insurance law can help you decide which party is responsible. State without fault If you've been involved in a serious car crash, it's a good idea talk to a lawyer. An at