How to File a Car Crash Claim in New York If you are involved in a car crash and are injured, you must file a claim as soon as you can. This will make the process easier and allow you to collect compensation. The longer you are waiting to submit your claim, the more likely the insurance company of the other driver is to reject it or to pay less than what it should. Damages A car crash claim can be used to pay for the financial consequences of your injuries. These damages could include medical expenses as well as lost earnings and pain and suf