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Department of Agriculture- Include 314 programs around. This is where I have always gotten my funding from. Nevertheless great for housing help. Small business help and community development. Next figure out how you spend that money normally. Are you "scatter" your paycheck away, buying lots of smaller items - could possibly be fast food spending, extras at the check out line, a lot of others. Do you like the electronic or big-ticket items buying, forgetting all about the bills? But if your budget possibly be realistic then