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What Is Health Insurance? The Health Maintenance Organization (HMO) of SC health insurance plans is the most common type of insurance plan. The HMO of SC provides eligible employers with individual health insurance that provides low cost, high security coverage for employees. The Health Maintenance Organization of SC has rules and regulations that must be followed to benefit employees. Most companies have a group health insurance plan that is similar to the HMO, but allows a much wider choice in terms of physicians, hospitals and drug plans than the
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