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What is holding you back from seeking out a mortgage? Do you feel like you need to learn more before you start the process? Or have you tried in the past and found you just didn't know enough to choose between lenders? Either way, check out the advice below to learn more. Start the process of taking out a mortgage way ahead of time. If you are in the market for a mortgage, you should prepare your finances as soon as possible. You should have a healthy savings account and any debt that you have must be manageable. Waiting can hurt your chances at getting approved.

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