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Microfinance, often hailed as a powerful tool for poverty alleviation and economic empowerment, has gained prominence globally. However, this financial service, which gives small loans and financial services for the underserved populations, operates within a regulatory framework called Microfinance Regulations (Mocra). These regulations are crucial for ensuring the sustainability, transparency, and ethical conduct of microfinance institutions (MFIs). In this article, we explore value of Mocra and its affect the microfinance sector. The Purpose of M