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Mortgage lenders offer a variety of loan products, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), VA loans, FHA loans, and more. Depending on your financial goals and plans, you’ll need to determine which loan type is most suitable. Fixed-rate loans offer stability, while ARMs may have lower initial rates but fluctuate over time. Comparing interest rates across different lenders is crucial, as even a small difference can significantly impact the total cost of your loan over the long term.
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