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Introduction In today's fast-paced world, handling your money has become a essential skill. This article explores the essentials of personal finance, empowering you to handle your money more effectively. Body Content 1. What is Personal Finance? Personal finance refers to the handling of your personal financial assets. It includes key areas such as budgeting, saving, investing, and debt management. Budgeting: Creating a budget is the first step toward wealth accumulation. Savings: Savings act as a safety net for emergencies. Investme