How the Rules of Insurance May Affect Your Car Accident Claim The rules of insurance play an important influence on the outcome of a car crash case. Some cases are simple while others are more complicated. The rules of fault and contributory negligence may impact your claim. Knowing the rules and specifics of your state's insurance laws will help you determine which party to blame. State faultless If you've been involved in a serious car crash, it's a good idea to consult with an attorney. Attorneys who specialize in car accidents will help y