How to File a Car Crash Claim in New York It is essential to file a claim immediately when you're involved in a car crash. This will ease the process and help you collect compensation. The longer you put off to file a claim, the more likely it is for the other driver's insurer to deny it or to pay less. Damages A claim for car accident compensation can pay for the financial cost of your injury. These damages could include medical expenses, lost wages and the pain and suffering. You could also be entitled to compensation for property damage to