How to File a Car Crash Claim in New York If you are involved in a car crash and are injured, you must make a claim as quickly as you can. This will help smooth your claim process and make it easier to collect compensation. The longer you wait to file a claim the more likely it is for the insurer of the other driver to decline the claim or pay less. Damages A car crash claim could pay for the financial cost of your injury. The damages could include medical expenses or lost earnings as well as pain and suffering. Also, you may be entitled to c