How the Rules of Insurance May Affect Your Car Accident Claim The rules of insurance play an important influence on the outcome of a car crash case. While some cases are simple while others are more complicated. Your claim could be affected by the rules of contributory negligence and fault. Knowing the rules and specifics of your state's insurance law can help you decide who to blame. No-fault state If you've been involved in a serious accident, it's a good idea to speak with an attorney. An attorney who specializes in car accidents can assis