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What to Look For in a Duvet A duvet is an enormous investment, so you want to be sure you're getting the best one for your money. There are a variety of factors to think about, including Tog ratings and fillings. Young children need low Tog ratings since they are more prone to overheating and suffocation. It's also a good idea to include a blanket or quilt to your bed for added warmth. The rating of the tog The tog rating is a measure of how much the duvet's insulation holds heat.