How to File a Car Accident Lawsuit A car accident, also known as a traffic accident, occurs when a vehicle collides with another vehicle or with a stationary object, like an animal, or a pedestrian. You may file a lawsuit if you or someone else is at fault. You could be held accountable for medical expenses, lost wages, or property damage. For more information about your insurance if injured in a car accident Please contact them. Uninsured motorist coverage If you're involved injured in a crash caused by an uninsured driver, you should know w