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Introduction In today's dynamic world, handling your finances has become a top priority. Whether you're planning for retirement, getting better at budgeting skills is a important step toward a stress-free life. This resource will walk you through effective strategies to help you master money management. The Basics of Budgeting 1. What is Budgeting? At its essence, money management is about managing your income and spending habits. A detailed budget helps you monitor your finances, avoid debt, and save for the future. Start by listing out all y