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Lots of professional loans or brief-expression loans are During this group. Not like the main calculation, which can be amortized with payments distribute uniformly in excess of their lifetimes, these loans have a single, huge lump sum owing at maturity. Insurance coverage is the subject material of solicitation. We recommend you to protect your loan obligation towards unforeseen events to ensure that your family should not have the burden to pay back again on behalf of you. 當你買了保單後，所繳給保險公司的保費，扣除掉保險公司的營業成本和必要保單費用後，剩下的錢，就會被當作這份保單的保單價值準備金，而這通常又被稱為「保價金」。 實際年利率乃根據香港銀行
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