How to File a Car Accident Lawsuit A car crash or the term "traffic collision" is when one vehicle collides with or hits another vehicle. You can file a lawsuit if you or someone else are responsible for the incident. You may be liable for medical costs, lost wages, or property damage. If you've been injured in a car accident Contact your insurance company for more information. Uninsured motorist coverage If you are in a car accident that was caused by an uninsured motorist you should know what rights you have under your policy. Even if you d