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How Much Does a Scooter Driving License Cost? Motorbikes are a great way to get around the city. You must first meet certain requirements in order to operate a motorbike. These requirements vary from one state to another, but they do include licensing and insurance requirements. The state of Kentucky requires drivers to have liability insurance. This includes $25,000 for bodily injury coverage and $50,000 for total bodily injury coverage. The state also requires all mopeds to be registered and titled. Scooter driving