How to File a Car Accident Claim Getting in a car accident can be stressful. You should be aware of the steps to take if you want to file a claim, regardless of whether or not it was your at fault. First, call the police to file a police report. Having a police report will aid your insurance company in determining the person at fault. 1. Contact the Police It is essential to notify the police right away after you have been involved in a car crash. This will let you gather important information including witness statements and insurance inform