How to File a Car Accident Lawsuit A car accident, also known as a traffic collision occurs when a vehicle collides with another vehicle or with a stationary object such as an animal or pedestrian. If you or another person is at fault you may sue. You could be held accountable for medical expenses and lost wages as well as property damage. For more information on your insurance coverage in the event that you are injured in a car accident Contact them. Uninsured motorist coverage You must be aware of your rights under your policy should you be