How the Rules of Insurance May Affect Your Car Accident Claim The rules of insurance play a significant influence on the outcome of a car accident case. While some cases are simple, others are more complex. Your claim may also be affected by the rules of contributory negligence and fault. Knowing the rules and the specifics of your state's insurance law will help you determine which party is responsible. No-fault state If you've been involved in a serious car crash it's a good idea speak with a lawyer. An attorney that specializes in car acci