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The second reason may be the willingness to quit a quantity of freedom for safety, security, or some form of safety net against failure. In some cases i thought this was done consciously but in case of many americans it was, perhaps, done without the realization on the price, in liberty, pertaining to being paid. With the exception of non-circulating high-value or 14ct gold commemorative issues, coins are usually employed for lower valued monetary units, while Paper budgets are used for higher prizes. The implosion of the Euro will be the very reaso