How to File a Car Accident Lawsuit A car accident, also known as a traffic collision occurs when a vehicle collides with another vehicle or with a stationary object, like an animal or pedestrian. If you or someone else is responsible, you can make a claim in a lawsuit. The damages could include medical expenses in addition to lost wages and even property damage. For more information on your insurance coverage if you're injured in a car accident you should contact them. Uninsured motorist coverage If you are injured in a crash caused by an uni