How Reverse Mortgages Help Homeowners Achieve Financial Stability For retirees looking for financial flexibility, reverse mortgages provide cash flow. What is a Reverse Mortgage? The debt is settled when the homeowner no longer occupies the property, such as after selling or passing away Important Characteristics of Reverse Mortgages Here are some key features that help differentiate reverse mortgages from other financial products: Payment Flexibility: Homeowners can use the funds without worrying about monthly obligations. FHA Insurance: Most reverse mortgages are backed by the Federal Hous