How to File a Car Crash Claim in New York If you are involved in an accident it is important to submit a claim as fast as possible. This will ease the claim process and make it easier to collect compensation. The longer you wait to make a claim, the more likely the other driver's insurance company is to refuse to pay or pay lower than it should. Damages A claim for car accident compensation can cover the financial impact of your injuries. The damages could include medical bills, lost earnings, and the pain and suffering. If you were the cause