How to File a Car Crash Claim in New York It is essential to file a claim quickly after being involved in a car accident. This will make it easier to go through the claim process and help you collect compensation. The longer you delay waiting to submit your claim the more likely insurance company for the other driver to deny it or pay much less than what it should. Damages A claim for a car crash can pay for the financial cost of your injuries. These damages can include medical bills loss of wages, medical bills, and the pain and suffering. Y