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Introduction In recent years, the concept of digital currency has acquired immense popularity, significantly changing the landscape of modern finance. Cryptocurrencies like Bitcoin and Ethereum have captivated the attention of both financiers and tech-savvy enthusiasts worldwide. This article aims to investigate the meaning and effects of digital money, emphasizing its relevance in today's economy. Body Content Defining Cryptocurrency Cryptocurrency can be described as a form of digital money that uses encryption for safety. Unlike