What Types of Car Accident Claims Are Available? If you've been in an auto accident, you may be entitled to compensation for the damages you've sustained. Damages covered by car accident insurance may differ based on the type of insurance you have. Certain policies cover drivers who are uninsured while others cover third-party accidents. To determine if you're eligible to file a claim, find out more about each type. Car accident insurance covers damage If you're involved in a car crash you'll need to know what your car insurance covers. Colli