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Credit Cards - Amount of credit cards, amount of credit for yourself to me is also a consideration. Your ability to pay your mortgage is sustained by what your payment requirements are. Car loans, credit card payments, so to speak . are all added for the monthly calculation. When those totals exceed certain parameters you might not be able to buy home to your dreams because you will be limited all of the amount a bank or Mortgage Company will extend to you. If a person borrowing the money, are you able to guarant